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Home / Car Insurance / How Speeding Tickets Increase Your Car Insurance

How Speeding Tickets Increase Your Car Insurance

When is a speeding ticket not merely a speeding ticket? When that ticket can affect your auto insurance rates it matters not that it will add points to your record but what affect those points will have on the bills you are to pay for years to come.

Nationally or Federally as in New York State as well 15 mph or more over the limit is considered a “STO” Serious Traffic Offense. This is enough legal reason for a NYS insurance company to increase your premiums for THREE YEARS.

Different States score out of state points (from traffic violations) differently, and even NYS doesn’t count (add points to your record) points from other states (only from Ontario and Quebec). The real question are: “what is your insurance company going to do?” and “Is it going to make a difference if your ticket or tickets gets reduced by even one level?”

To learn about New York’s Proof Level for Traffic Violations see my blog post here:

or my blog post on NYS DMV’s classification of serious traffic offenses here:

or Why the need for speed is so costly, here:

Always consult with an attorney about any criminal or non-criminal charges you have pending to discuss your options and/or defenses.

Originally, born and raised in Brooklyn, NY. My father was a NYS corrections officer, and my mother a waitress. I now live in Ithaca, NY with my wife (of 25 years), and four kids. I have a B.S. in Human Biology, Doctorates in Law and Chiropractic, and a Post Graduate in Acupuncture. I practiced as a Chiropractic Physician in Florida from 1986 to 1995. I graduated law school in 1997, and went on to practice trial law in FL, NY, NJ, and PA. I love practicing criminal defense and injury law within the Finger Lakes Region of New York State.

Over 90% of the cases that I take on are New York DWI defense cases. I am certified as a breath tester by the Department of Transportation, the guidelines of the International Association of Chiefs of Police (IACP), and the National Highway Traffic Safety Administration (NHTSA). I am certified in Field Sobriety Tests, and an active member of the National College of DUI Defense (NCDD). My online materials include over 450 blog posts, dozens of articles, and over 440 informative videos on my youtube channel.

I have co-authored Strategies for Defending DWI Cases in New York, in both 2011 and 2013. These are West Thomson legal manuals on New York State DWI defense, and focus on the best practices for other lawyers handling a New York DWI case. Included in Strategies for Defending DWI Cases in New York are materials I provide clients, such as my fee agreement and ways to avoid misdemeanor probation. I was selected by Super Lawyers as a Upstate New York 2013 Rising Star in DWI/DUI Defense based on my experience, contributions, and professional standing.



Money Is Your Friend, So Keep More Of It With Easy Auto Insurance Tips

It is a typical misinterpretation that the cost of accident protection consequently drops as the driver achieves 25 years old. Protection begins going down at around 18, contingent upon their reputation.

TIP! Try not to cross out your first accident coverage approach unless you have gotten your new collision protection. Mischances happen constantly, and being without collision protection notwithstanding for brief time is a bet.

Be mindful so as to never slip by on your scope since this could expand the sum you would need to pay for your accident coverage. You can make crevices in scope effectively by moving starting with one protection transporter or strategy then onto the next one. When insurance agencies wind up plainly mindful of a slip by, rates go up.

TIP! Packaging your protection can enable you to save money on accident protection. This implies you should hope to package these offers by guaranteeing your auto and home together.

Whatever truck or an auto you purchase will direct how much your protection installment will be each month. Insurance agencies charge higher premiums for that top of the line extravagance demonstrate you cherish to such an extent. Picking a protected and dependable lower end model can truly spare you some cash over the long haul.

Accident protection

TIP! Your auto protection is firmly influenced by movement tickets and focuses affecting your driving record. On the other hand, the less focuses you have on your permit, the lower your protection costs.

Never drive without accident protection. Having collision protection can secure your accounts, should you be in an auto crash. These tips ought to be utilized to help you alongside your scan for an insurance agency.

Auto Protection tips and strategies to bring down your protection costs. We don’t take in these tips in school. They originate for a fact, and a superior comprehension on the most proficient method to deal with your accounts.

A definitive objective is to help lessen your protection cost without making any crevices in scope. This is a fragile adjust, however successful.

Help yourself out, take in the tips previously you start your scan for protection cites. The vast majority of us do the inverse. This can be an expensive choice and simply like most things in life, on the off chance that you are not very much set you up, may be losing over the long haul.

Protection is not quite recently in light of cost, but rather appropriate scope prerequisites. Each State expects you to convey the absolute minimum. Be that as it may, consider the possibility that you have more to lose then simply the absolute minimum.

This is a discussion you will need to have with your operator or intermediary. Request a strategy audit of your present approach first. Once in a while, you don’t have to contrast rates and outside suppliers, however have a survey to ensure you are not missing any rebates.

This is a typical event in protection chasing. Contrast a similar scope rates and what you right now have. Along these lines you are looking at like for like. Genuine numbers mean genuine reserve funds.

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