Are you looking to better understand the pros and cons of a Reverse Mortgage in Canada? Samantha Brookes from Samantha TV goes over both sides of CHIP Reverse Mortgages.
If you’re like other Canadians 55 years and older, much of what you own fits into two categories—the equity in your home and the money you’ve saved. Chances are, the value of your home has grown over the years and makes up a good portion of your net worth. While having a home that has built value is a positive, you typically can’t spend that value unless you sell it. And that’s something many homeowners simply do not want to do.
A CHIP Reverse Mortgage lets you change the home equity and savings balance by turning some of your equity into cash. Unlike many mortgage-based financial products, you’re not obligated to make any payments until you choose to move or sell.
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